Log inGet started

Plan your month.
Plan any project.

In any currency you earn or spend. On your own, or with the people who share the money.

Get started

Plan the whole month in minutes

List your income. Cover the bills. Whatever's left goes to savings, a big expense coming up, or something you're saving toward. When life shifts, move money between them and the totals update right away.

Don't worry, we'll remind you when it's time to budget again.

One budget, every currency

Earn in pounds, spend in euros, save in dollars? Add any transaction in its own currency. Totals stay in yours. No spreadsheet, no mental math.

Share a budget
with anyone

Invite your partner, your family, or the group going on a trip. Everyone sees the same totals, adds what they spent, and rebalances when life shifts.

Plan the trip, the wedding, the renovation.

Set a target, list what it'll cost, and watch the gap close. If others are chipping in, share it. Everyone sees the same totals.

A few questions people ask

YNAB pioneered planning-first budgeting but forces its method on you. Your bank's budget view is simpler but only tracks past spending. Kontu.io is simpler and doesn't lock you into a method: sharing is built in, plan in any currency, and trips or projects sit alongside your monthly budget.
Free for one budget. Multiple budgets and shared access are on the paid plan. One month free trial, no card to start.
No. You tell Kontu.io what you plan to earn and spend. It doesn't read your accounts. If your bank app already handles tracking, let it. Use Kontu.io for the planning.
Yes. Invite anyone by email. Partner, family, trip group, whoever. Everyone edits the same budget, so no one gets stuck as the default budgeter.
Add any transaction in the currency you paid or earned in. Totals show in the one currency you pick as your main. Useful for expats, cross-border households, and anyone who travels.
No. You decide how much detail works for you. A few categories or many. One budget or several. The tool doesn't grade you.

Easier to try
than explain.

Get started